feat: kill conversations on off-platform and seller pushes

Seller detection on replies was a case-insensitive substring match over the
configured keyword list, and every hit landed in `human-required` alongside
genuine prospects that need a person. Off-platform pushes were only checked
for r4r policy modes, as were the under-18 signals.

Three layers now:

- New `off-platform-signals` module matches on normalized text (unicode
  folding, zero-width stripping, leet mapping, separator removal), so
  `0nlyf4ns`, `t3l3gr4m` and `t e l e g r a m` are caught. Ambiguous terms
  need context: `snap` on its own stays a photo request, never a kill.
- New terminal `killed` automation status. It records the evidence, sets the
  durable seller flag, supersedes the pending claim, and resolves triage to
  `done`, so killed conversations leave every actionable queue. Off-platform
  kills are independent of `reddit.filterSellers`.
- Optional AI screening of inbound replies behind
  `conversations.aiReplyScreening` (off by default). Runs only after the
  deterministic gates pass, memoizes per inbound event, and fails open.

Under-18 and in-person/contact-detail signals now apply to every policy mode
rather than r4r only, and remain human handoffs rather than kills.

Co-Authored-By: Claude Opus 5 <noreply@anthropic.com>

packages/api-contracts/src/chats.ts

@@ -31,6 +31,7 @@ export const ConversationAutomationStatusSchema = z.enum([
   'human-required',
   'boundary',
   'user-overridden',
+  'killed',
 ]);
 /** The policy snapshotted when the conversation started. `manual` never auto-replies. */
 export const ConversationPolicyModeSchema = z.enum(['legacy', 'r4r', 'r4r-media', 'manual']);